Chapter 13

Stop collections and credit harassment by filing a Chapter 7 bankruptcy. With rare exception, the filing of a bankruptcy immediately stops all collections, wage garnishments and lawsuits pending against you. In many cases, you can eliminate tax debt and remove judgment liens from your home. Contrary to what you read elsewhere, most people are able to keep all of their assets and totally eliminate their unsecured debt. You may protect your home, your vehicles, your household goods and your retirement accounts. I will give you a free consultation and explain your rights to you.